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Personal
Monthly Budget
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PROJECTED MONTHLY INCOME
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Income 1
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PROJECTED
BALANCE
(Projected income minus total expenses)
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Extra income
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Total monthly income
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ACTUAL
BALANCE
(Actual income minus total expenses)
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ACTUAL MONTHLY INCOME
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Income 1
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DIFFERENCE
(Actual income minus projected
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Extra income
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Total monthly income
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HOUSING
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Projected Cost
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Actual Cost
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Difference
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ENTERTAINMENT
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Projected Cost
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Actual Cost
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Difference
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Mortgage or rent
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Video/DVD
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Phone
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CDs
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Electricity
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Movies
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Gas
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Concerts
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Water and sewer
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Sporting events
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Cable
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Live theater
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Waste removal
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Other
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Maintenance or
repairs
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Other
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Supplies
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Other
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Other
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Subtotals
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Subtotals
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LOANS
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Projected Cost
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Actual Cost
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Difference
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TRANSPORTATION
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Projected Cost
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Actual Cost
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Difference
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Personal
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Vehicle payment
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Student
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Bus/taxi fare
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Credit card
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Insurance
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Credit card
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Licensing
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Credit card
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Fuel
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Other
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Maintenance
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Subtotals
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Other
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Subtotals
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TAXES
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Projected Cost
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Actual Cost
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Difference
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Federal
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INSURANCE
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Projected Cost
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Actual Cost
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Difference
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State
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Home
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Local
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Health
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Other
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Life
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Subtotals
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Other
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Subtotals
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SAVINGS OR INVESTMENTS
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Projected Cost
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Actual Cost
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Difference
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Retirement
account
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FOOD
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Projected Cost
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Actual Cost
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Difference
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Investment
account
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Groceries
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Other
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Dining out
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Subtotals
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Other
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Subtotals
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GIFTS AND DONATIONS
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Projected Cost
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Actual Cost
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Difference
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Charity 1
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PETS
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Projected Cost
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Actual Cost
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Difference
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Charity 2
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Food
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Charity 3
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Medical
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Subtotals
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Grooming
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Toys
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LEGAL
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Projected Cost
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Actual Cost
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Difference
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Other
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Attorney
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Subtotals
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Alimony
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Payments on lien
or judgment
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PERSONAL CARE
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Projected Cost
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Actual Cost
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Difference
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Other
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Medical
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Subtotals
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Hair/nails
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Clothing
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TOTAL
PROJECTED COST
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Dry cleaning
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Health club
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TOTAL ACTUAL
COST
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Organization
dues or fees
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Other
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TOTAL
DIFFERENCE
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Subtotals
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